Auto Loans Surge to Rs315.4B, 11th Straight Growth Month

Auto Loans Surge to Rs315.4B, 11th Straight Growth Month

| 18-Nov-2025

KARACHI: Pakistan’s auto loan sector just clocked its 11th straight month of growth, surging to Rs315.4 billion by October-end—a 3.4% leap from September’s Rs305 billion, fresh State Bank of Pakistan data reveals.

The rally rides the policy rate crash from 22% to 11% since June 2024, with banks now dangling sub-10% financing and small-car fever fueling demand. Yet the sector remains caged below its June 2023 peak of Rs368 billion.

Killjoys:

  • Rs3 million loan ceiling
  • 30% down payment
  • 5-year max for <1,000cc, 3-year max for tinier rides

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